Terms of Use
By reading thrives.top you agree to these terms. They are short because the site is simple: we publish educational material, and you decide what to do with it.
Educational information only
Everything on this site is general information about personal money management. It is not financial, tax, legal or investment advice, and it is not tailored to your circumstances, jurisdiction or objectives. Rates, thresholds, tax rules and product features differ by country and change over time; verify anything you intend to act on with the relevant institution or a qualified professional. Nothing here is an offer or solicitation to buy or sell any financial product.
No warranty
The material is provided as is and as available, without warranties of any kind, express or implied, including accuracy, completeness, fitness for a particular purpose or non-infringement. Worked examples use simplified assumptions, ignore taxes and fees unless stated, and are illustrations rather than projections. We do not warrant that the site will be uninterrupted or free of errors.
Limitation of liability
To the fullest extent permitted by law, Thrives and its contributors are not liable for any loss or damage arising from the use of, or reliance on, this site or its content, including financial loss.
Intellectual property
The text, tables, original figures and code on this site belong to Thrives unless otherwise stated, and are protected by copyright. You may quote short extracts with a link to the source page. You may not republish substantial parts, or present the material as your own. Third-party names and trademarks remain the property of their owners.
Third-party links
Links to external sites are provided for reference. We do not control those sites, do not endorse their content, and are not responsible for their accuracy, availability or practices.
Acceptable use
Do not attempt to disrupt the site, scrape it at a volume that degrades service for others, or present its content as professional advice to third parties.
Changes to these terms
We may update these terms; the date at the top of the page will change when we do. Continued use of the site after a change means you accept the revised terms.